Pay- Get a free consultation from a leading credit card debt expert. Use the Brink's Money Prepaid Mobile App to manage your account on the go and get text message or email alerts (Message & data rates may apply.) 5 The Pay-As-You-Go Plan is the default Plan Fee on the Card Account. if (theYear < 1900) theYear = theYear + 1900; You can add money to your Brink's Card from an existing bank account or from another Brink's Card. Fee is determined and assessed by operator of Netspend Reload Network location, and varies depending on location. If the Average Daily Balance is $1,000.00 or less, the interest rate paid on the entire balance will be 4.91% with an Annual Percentage Yield (APY) of 5.00%. Fee the Average Daily Balance which is $1,000.00 or less will be 4.91%. Void where prohibited by law. that identifies each person who opens a Card Account. Consistently provide up-to-date, reliable market information so you're well-equipped to make confident decisions. You will need to pay $9.95, if you need a card replacement. Instead, you might want to focus on earning a higher credit score with your card if you have less-than-perfect credit. Netspend is the federally registered U.S. service mark of Netspend Corporation. Take cash to any of the over 130,000 Reload Locations in the Netspend Reload Network to fund your Card.3. If your identity is partially verified, full use of the Card Account will Managing your money wherever, whenever. Brink's Prepaid Mastercard sets a daily direct deposit limit of $7,500. (CT) Saturday - Sunday: 8 AM. Our award-winning editors and reporters create honest and accurate content to help you make the right financial decisions. All checks are subject to approval for funding in Ingo Money's sole discretion. Writing a review increases the credibility of your vote and helps your fellow users make a better-informed decision. (maximum 6 such transfers per calendar month), Card Account transaction fees could reduce the interest earned on the Savings Account. What bank is Brinks all access? (CT) brinksmoneypayroll@brinksinc.com Brink's Paycard 1-855-627-4657 Monday - Friday: 6 AM. location, and varies depending on location and amount of cash withdrawn. A virtual card is simply a debit or credit card without the actual, physical card. A Red Ventures company. No Minimum Balance, No Late Fees - because this is not a credit card 8. are slightly higher than the Brinks Prepaid 2 percent back at restaurants and gas stations on up to $1,000 per quarter, then 1 percent, and 1 percent on everything else. Here's how it works: Order a Card To order a Card, provide your name, mailing address and email address. Percentage taken of total check amount. Direct Deposit more than $500 in payroll or government benefits in a calendar month and you'll be eligible for the Reduced Monthly Plan, our plan with the most features. Use Direct Deposit ATTENTION JOINT FILERS: Please make sure both parties are listed on the Card Account. Enroll in Brink's Money Payback Points. Netspend Corporation, a Global Payments Company (NYSE: GPN) is a leading provider of general-purpose reloadable (GPR) Surprisingly for a security brand, the Brinks card doesnt offer any of the additional account security features youll find with its Netspend cousins. - 8 PM. without notice pursuant to applicable law. Plus, use your Brink's Money Prepaid Mastercard to transfer money to your friends or family who have a Brink's Card.2, Conveniently pay your bills over the phone using your Brink's Money Prepaid Mastercard, or take advantage of the bill payment services in the Online Account Center.9. For purposes of FDIC coverage limit, all funds held on deposit by the Cardholder at Republic Bank & Trust Company will be aggregated up to the coverage limit, currently $250,000.00. Unfortunately, your balance will be constantly nibbled into by the cast of fees that usually come with even the best prepaid cards. The Brink's Money Prepaid Mastercard is issued by Republic Bank & Trust Company, Member FDIC, pursuant to a license by . Transaction fees, terms, and conditions apply to the use and reloading of the Card Account. Greater of 5.0% of total check amount or $5.00 per check load. Card may be used everywhere Debit Mastercard is accepted. Just make five (5) transactions of $5 or more on your Brink's Money Prepaid Mastercard.1, Card use subject to activation and identity verification.2. Brink's Prepaid Mastercard has a daily ATM withdrawal limit of $940. Avoid These Costly Mistakes, Compare Specialty Homeowners Insurance Reviews, Expert Strategies to Invest in Real Estate, How To Start Investing with $1,000 or Less, Investment Strategies to Start Building Wealth, Finding the Right Investor for Your Startup, Strategies On Increasing Your Current Income, How To Manage Your Personal Finances Successfully, Retirement Savings: Making Up for Lost Time. details about how and when you get rewarded. Which Account Fits You Best? now = new Date(); Netspend is a registered agent of Republic Bank & Trust Company. It should have a phone number that you can call to assist you in reloading the card. See the If youve decided a prepaid credit card is the perfect payment choice but you might not use it often enough to justify a monthly fee, then the Brinks Prepaid Mastercard and its pay-as-you-go plan could be a great fit. 9 Custom Card Fee applies. - Find surcharge free ATMs. The Brink's Money Prepaid Mastercard is issued by Republic Bank & Trust Company pursuant to a license by Mastercard International Incorporated. now = new Date(); $2.50 per withdrawal, plus ATM owner fees, if any. 6,000,608 and 6,189,787. The Brink's Prepaid Mastercard is designed for consumers who want the convenience of paying with plastic but dont want (or dont qualify) for a regular credit card. Getting a Business Loan When You Have Bad Credit. This is a third-party fee and is subject to change. * See the online application for details about terms and conditions for these offers. Approved purchase transactions may While we adhere to strict Brink's Home Security, the smart home technology company, is a separate company. Brink's gives you the peace of mind you deserve. To order a Card, provide your name, mailing address and email address. It may be worth looking into another prepaid credit card with a more straightforward redemption option, such as cash back. The Pay-As-You-Go Plan is the default Plan Fee on the Card Account. What Are Different Types of Credit Cards? - Midnight (CT) Saturday - Sunday: 8 AM. You do have the card in your possession, correct? View Republic Bank & Trust Company Profile, 1 other reviews that are currently hidden , Netspend Small Business Prepaid Mastercard, Western Union Netspend Prepaid Mastercard, Filter & compare all your options in one place. 8 Faster funding claim is based on a comparison of our policy of making funds available upon receipt of payment instruction versus the typical Prizes include (4) Grand Prizes valued at $5,000 each; (12) First Prizes valued at $500 each, (12) Second Prizes valued at @250 each, and (12) Third Prizes valued at $100 each. Card may be used everywhere Debit Mastercard is accepted. Does Refinancing Your Car Loan Hurt Your Credit Score? You need a bank account to open aDiscover it Secured Credit Card, so if you choose it over the Brinks Prepaid, it may be helpful to open a Discover banking account. Brink's Money Prepaid Mastercard Activate your Brink's Money Paycard, verify your identity, [1] and learn more about its features here. Reduce industry jargon so you get the clearest form of information possible, so you can make the right decision for you. No late fees or interest charges because this is not a credit card. Most Common Mistakes When Filing Your Taxes, Best Tax Relief Companies with a Money-Back Guarantee, Best Tax Relief Companies with Lowest Fees, Best Tax Relief Companies with Tax Attorneys On Staff, Getting Out of Tax Debt: Strategies and Solutions. , so if you choose it over the Brinks Prepaid, it may be helpful to open a Discover banking account. You are always on the go. The Savings Account is made available to Cardholders through Republic Bank & Trust Company; Member FDIC. The Brinks Prepaid Mastercard goes above and beyond our expectations for a prepaid debit card. Hidden. These additional offers are similar to card-linked reward programs, like Amex Offers or Chase Offers. Every reasonable effort has been made to maintain accurate information. For example, it provides free withdrawals at 30,000+ MoneyPass ATMs ($3.95 at others). How Prepaid Debit Cards Can Help You Budget, Compare Credit Counseling Services Reviews, Expert Tips On Repairing Your Credit Score, Re-Establishing and Restoring Your Credit, Compare Debt Settlement Companies Reviews. As soon as you do, you are eligible for our Reduced Monthly Plan (just $5 per month compared to $9.95)5, No minimum balance necessary to open Savings Account or obtain the yield(s). Can You Build Credit With a Prepaid Credit Card? Prepaid MasterCards are used like regular credit cards. Fee to send money is determined and assessed by Western Union. $1.00 per declined transaction. sponsored products and services, or your clicking on links posted on this website. It's convenient and faster than waiting for a paper check in the mail! Plus, when you Direct Deposit at least $500 in payroll or government benefits in a calendar month onto your Brink's Money Prepaid Card, you're eligible for the Reduced Monthly Plan. Is Brinks better than ADT? Up to the Greater of 2.75% of the withdrawal amount or $4.00 per withdrawal. Check the information is accurate and submit your application. See the program FAQs and Terms and Conditions in your Online Account Center for additional 2023 Bankrate, LLC. The $10 Purchase Cushion is not an extension of credit; it is a courtesy exercised at our discretion. The Brink's Prepaid Mastercard provides cardholders with an easy way to pay and manage money prior to opening a credit card or secured card account. Its hard to steer clear of these fees, especially considering the list of situational costs like a 4 percent foreign transaction fee, $5.95 90-day inactivity fee and even a $4.95 fee for a custom picture on your card. The company you trust offers you the features and benefits. To check the rates and terms you qualify for, one or more soft credit pulls will be done by - 10 PM. Your funds on deposit are FDIC insured up to $250,000 through your issuing bank, subject to aggregation of all funds held on deposit. Where the Discover it Secured Credit Card really outshines compared to the Brinks Prepaid is its reduced fees. lending partners' website, they will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and The Brinks Prepaid Mastercard can be helpful in a financial pinch for people who are unbanked or who cant open a traditional checking account. All other trademarks and service marks belong to their owners. 9. How much should you contribute to your 401(k)? Card use subject to activation and identity verification. The Brinks Prepaid is a decent starter card that offers rewards like a credit card, but carries a few fees to consider. Void in U.S. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. Mastery Wiki Search for: How; Who; Nouri Zarrugh is a writer and editor for CreditCards.com and Bankrate, focusing on product news, guides and reviews. Restrictions include: no ATM withdrawals, international transactions, account-to-account transfers and additional loads. family 6 Payback Rewards is an optional program. affiliation, or sponsorship, of or by SuperMoney or them of us. create up to a $10.00 negative balance on your Card Account. Our goal is to give you the best advice to help you make smart personal finance decisions. The Company you trust is offering you the features and benefits you deserve. To participate in the Savings Brinks costs $39.99 to $49.99 a month, depending on which plan you choose. But if youre a Brinks Preferred Benefits cardholder, the issuer may give you up to a $10 negative balance as a courtesy, offering some wiggle room if youre in a pinch. Account funds are withdrawn through the Card Account (maximum 6 such transfers per calendar month), Card Account transaction fees could After three months of on-time payments, plus at least $100 of the CD loan paid back, you can apply for the Self credit card. Answer: It depends on the country where the card is issued. Through his thorough card reviews and product comparisons, Nouri strives to demystify personal finance topics and credit card terms and conditions to help readers save money and protect their credit score. Can a First-Time Home Buyer Get a Jumbo Loan? Interest is calculated on the Average Daily Balance(s) of the the Average Daily Balance which is $1,000.00 or less will be 4.91%. The Company you trust is offering you the features and benefits you deserve. A FICO score/credit score is used to represent the creditworthiness of a Brinks Prepaid Mastercard at Republic Bank & Trust Company's secure website PREPAID RATING 4.8 OVERALL RATING 3.7/5.0 Our Review Brink's gives you the peace of mind you deserve. Plus, use your Brink's Money Prepaid Mastercard to transfer money to your friends or family who have a Brink's Card. custom card requires resubmission of image and payment of Custom Card Fee; or (b) a replacement standard card requires payment of Enroll in Direct Deposit to have your paycheck or government benefits onto your Card Account. Do Private Student Loans Have a Statute of Limitations? The Brink's Prepaid Mastercard is an opportunity for consumers to gain control of their finances and get paid up to two days faster1with direct deposit of your paychecks or government benefits. 4 Fees for bank transfers are determined by the transferor's bank and may be charged to the transferor's bank account by the service provider WHAT THIS MEANS FOR YOU: When you open a Card Account, we will ask for your name, address, date of birth, and your government ID number.